consumercreditguide.org

When identity theft is reported within the first thirty days, creditors can efficiently track fraudulent purchases, and consumers have a faster, cheaper resolution instead of spending days and weeks restoring their identity.

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Because thirty-five percent of a person’s credit score consists of payment history, an identity thief who steals someone’s Social Security number to open fraudulent accounts can cause that person’s credit score to plummet if these bills go unpaid.

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