http://www.consumercreditguide.org consumercreditguide.org - Guide Credit History http://www.consumercreditguide.org/custom/content_files/img_logo_rss.gif http://www.consumercreditguide.org http://www.consumercreditguide.org/article/teaching-kids-how-to-use-credit.html To prepare your children for successful financial futures, you open savings accounts, pay allowances, and teach them to spend wisely. http://www.consumercreditguide.org/article/teaching-kids-how-to-use-credit.html http://www.consumercreditguide.org/custom/image_files/photo_70.jpg 59 83 http://www.consumercreditguide.org/article/how-to-hurt-your-own-credit-score.html In an effort to boost your credit score, you may actually do the opposite. These are the top 8 mistakes people make in an effort to boost their credit score. http://www.consumercreditguide.org/article/how-to-hurt-your-own-credit-score.html http://www.consumercreditguide.org/custom/image_files/photo_46.jpg 83 83 http://www.consumercreditguide.org/article/8-ways-to-boost-your-credit-score.html With the economy so down, 620 is the minimum for getting a loan, but people really need credit score around 700, preferably 720, to get something with decent rates. Here are eight ways to boost your credit score. http://www.consumercreditguide.org/article/8-ways-to-boost-your-credit-score.html http://www.consumercreditguide.org/custom/image_files/photo_97.jpg 83 83 http://www.consumercreditguide.org/article/how-to-get-the-best-credit-card-rates.html Getting optimized interest rates and borrowing terms is more crucial than ever. Here’s how to give yourself some credit. http://www.consumercreditguide.org/article/how-to-get-the-best-credit-card-rates.html http://www.consumercreditguide.org/custom/image_files/photo_54.jpg 100 64 http://www.consumercreditguide.org/article/how-to-establish-your-credit-history.html Without a credit history, it’s really hard to get a credit card or any other type of loan. But establishing your initial credit history can be a Catch-22: If you don’t have credit, not many places are willing to give you credit. Learn how here. http://www.consumercreditguide.org/article/how-to-establish-your-credit-history.html http://www.consumercreditguide.org/custom/image_files/photo_99.jpg 93 83 http://www.consumercreditguide.org/article/25-of-consumers-credit-scores-below-599.html More Americans' credit scores sink to new lows. Now 1 in 4 American consumers are deemed risky as more credit scores sink to lows of 599 or less. See what you can do to boost your credit score now. http://www.consumercreditguide.org/article/25-of-consumers-credit-scores-below-599.html http://www.consumercreditguide.org/custom/image_files/photo_89.jpg 97 83 http://www.consumercreditguide.org/article/should-you-walk-away-from-your-mortgage.html Owing more on your mortgage than your house is worth may seem like a bad investment. But the alternative - choosing to default on your mortgage even if you can afford the monthly payments - will take a significant toll on your credit rating. http://www.consumercreditguide.org/article/should-you-walk-away-from-your-mortgage.html http://www.consumercreditguide.org/custom/image_files/photo_93.jpg 100 79 http://www.consumercreditguide.org/article/protecting-your-credit-worthiness.html As interest rates rise and credit limits across the country plummet – even among the best credit holders -- an increasing number of Americans are struggling to hang on to their current credit card terms. Here's how to protect your credit standing. http://www.consumercreditguide.org/article/protecting-your-credit-worthiness.html http://www.consumercreditguide.org/custom/image_files/photo_101.jpg 100 75 http://www.consumercreditguide.org/article/how-a-divorce-can-impact-your-credit-report.html Whether you're considering a separation or filing for divorce, it's important that you give your credit special attention. Your credit can have a significant impact on your ability to start this new chapter of life with the resources you need.  Here http://www.consumercreditguide.org/article/how-a-divorce-can-impact-your-credit-report.html http://www.consumercreditguide.org/custom/image_files/photo_95.jpg 83 83 http://www.consumercreditguide.org/article/what-goes-into-a-credit-score.html Now is the time to get savvy about your finances and credit standing – being clueless about any aspect of your credit health can really cost you. Make sure you understand what goes into a credit score, and what information is on your credit report. http://www.consumercreditguide.org/article/what-goes-into-a-credit-score.html http://www.consumercreditguide.org/custom/image_files/photo_50.jpg 68 83